How Property Taxes Work in the Lowcountry

Beaufort County determines property taxes by multiplying the assessed value of your property by the applicable millage rate. The assessed value is a percentage of your home’s market value, which is set by the county assessor’s office. Primary residences in South Carolina benefit from a lower assessment ratio compared to secondary or investment properties, resulting in significantly lower tax bills for full-time residents.

Property taxes fund essential services, including public schools, emergency services, infrastructure, and community amenities. Tax rates can vary depending on your municipality or community, so it is important to review the most up-to-date information for your specific property.

Important Deadlines

Property tax bills in Beaufort County are typically mailed in the fall and are due by January 15 of the following year. Payments can be made online, by mail, or in person. Late payments may incur penalties, so staying on schedule is key.

Making the Most of Local Tax Advantages

South Carolina offers attractive property tax rates compared to many states, particularly for primary residents. The 4 percent assessment ratio for owner-occupied homes and 6 percent assessment for secondary homes, combined with homestead exemptions for qualifying residents aged 65 or older, can lead to significant savings.

If you are considering buying or selling in Hilton Head Island or Bluffton, understanding property taxes will help you make informed decisions and maximize your investment in the Lowcountry lifestyle.

Helpful Resources

• Beaufort County Property Tax Information
  https://www.beaufortcountysc.gov/treasurer/property-tax.html
• Beaufort County Assessor’s Office
  https://www.beaufortcountysc.gov/assessor
• Frequently Asked Questions
  https://www.beaufortcountysc.gov/assessor/property-record-search.html
• Beaufort County Tax Calculator – https://www.beaufortcountyauditor.com/calc